:root{--brand:#1a1a2e;--accent:#e63946;--teal:#0f766e;--ink:#121826;--muted:#5b6475;--bg:#f6f8fb;--card:#ffffff;--line:#d9e0ea;--radius:4px;--shadow:0 16px 40px rgba(8,15,35,.12)}*{box-sizing:border-box}body{margin:0;font-family:Poppins,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}a{color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 22px}.topbar{background:#101323;color:#cbd5e1;padding:7px 24px;display:flex;justify-content:space-between;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em}.topbar .phone{color:#fff;font-weight:800;text-decoration:none}nav{background:var(--brand);padding:0 24px;display:flex;align-items:stretch;justify-content:space-between;position:sticky;top:0;z-index:50}.brand{font-weight:900;color:#fff;font-size:.92rem;display:flex;align-items:center;padding:15px 0;text-decoration:none}.nav-items{display:flex;align-items:stretch}.navhome,.dropdown>span{padding:0 14px;font-size:.8rem;color:#d4d9e8;cursor:pointer;display:flex;align-items:center;text-decoration:none}.navhome:hover,.dropdown:hover>span{color:#fff;background:rgba(255,255,255,.08)}.nav-cta{background:var(--accent);color:#fff;border-radius:4px;padding:8px 14px;font-weight:800;font-size:.78rem;align-self:center;text-decoration:none}.dropdown{position:relative;display:inline-block}.dropdown-menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:8px;min-width:230px;box-shadow:var(--shadow);z-index:100;padding:6px 0}.dropdown:hover .dropdown-menu{display:block}.dropdown-menu a{display:block;padding:9px 16px;font-size:.85rem;color:#333;text-decoration:none;white-space:nowrap}.dropdown-menu a:hover{background:#f5f5f5}.hamburger{display:none;background:transparent;color:#fff;border:0;font-size:1.4rem}.hero{background:linear-gradient(135deg,#1a1a2e 0%,#24355b 65%,#0f766e 100%);color:#fff;padding:62px 0}.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) 420px;gap:34px;align-items:start}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:#fbbf24}h1{font-size:clamp(2.25rem,4.5vw,4.1rem);line-height:1.05;margin:.2em 0}.subhead{font-size:1.15rem;color:#e5e7eb;max-width:760px}.hero-bullets{display:grid;gap:8px;padding-left:18px}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn,button{background:var(--accent);color:#fff;border:0;border-radius:4px;padding:12px 18px;font-weight:900;text-decoration:none;display:inline-block;cursor:pointer}.btn.secondary{background:#fff;color:var(--brand)}.quote-form{background:#fff;color:#111;border-radius:10px;padding:22px;box-shadow:var(--shadow)}.quote-form h2{margin:0 0 6px;font-size:1.35rem}.form-intro,.form-disclosure{font-size:.84rem;color:#53606f}label{display:block;font-weight:800;font-size:.82rem;margin-top:10px}input,textarea{width:100%;margin-top:4px;border:1px solid #cfd6e2;border-radius:5px;padding:10px;font:inherit}.statbar{background:#fff;border-bottom:1px solid var(--line)}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding-top:18px;padding-bottom:18px}.stats div{text-align:center}.stats strong{font-size:2rem;color:var(--accent);display:block}.stats span{font-size:.84rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.content-section{padding:54px 0;background:#fff}.content-section:nth-of-type(odd){background:#f8fafc}.prose{max-width:980px}h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15;margin-top:0}h3{font-size:1.25rem}p{font-size:1rem}.photo-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:34px;padding-bottom:34px}.photo-card{background:#fff;border:1px solid var(--line);margin:0;box-shadow:0 10px 24px rgba(8,15,35,.08)}.photo-card img{width:100%;height:230px;object-fit:cover;display:block}.photo-card figcaption{padding:12px;font-weight:800;font-size:.9rem}.dark-band{background:#101323;color:#fff;padding:46px 0}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card-grid div{background:rgba(255,255,255,.08);padding:20px;border-left:4px solid var(--accent)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.steps div{background:#fff;border:1px solid var(--line);padding:18px}.steps span{background:var(--accent);color:#fff;border-radius:999px;width:34px;height:34px;display:inline-grid;place-items:center;font-weight:900}footer{background:#0b1020;color:#d7deed;padding:42px 0}.footer-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:24px}.footer-links{display:grid;gap:8px}.disclaimer{font-size:.82rem;color:#aab4c7;margin-top:18px}.mobile-sticky-bar{position:fixed;bottom:0;left:0;right:0;display:none;grid-template-columns:1fr 1fr;background:#fff;border-top:2px solid var(--accent);padding:10px 12px;z-index:100;box-shadow:0 -4px 16px rgba(0,0,0,.1)}.sticky-call,.sticky-quote{text-align:center;padding:11px;font-weight:800;font-size:.88rem;border-radius:6px;text-decoration:none}.sticky-call{background:#f0f0f0;color:#111}.sticky-quote{background:var(--accent);color:#fff;margin-left:8px}@media(max-width:900px){.hero-grid,.stats,.photo-strip,.card-grid,.steps,.footer-grid{grid-template-columns:1fr}.nav-items{display:none;position:absolute;top:100%;left:0;right:0;background:var(--brand);flex-direction:column}.nav-items.open{display:flex}.hamburger{display:block}.nav-cta{display:none}.mobile-sticky-bar{display:grid}footer{padding-bottom:90px}}